Timing Financial Ups and Downs

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rajat.kapoor5

Section I: Dhana Yogas (Combination for Wealth)

Maharishi Parashara in BPHS says that the Kendras are specifically the houses of happiness and the Trikonas are the houses of Wealth and Prosperity. This is because Kendras are ruled by Vishnu, the sustainer and Trikonas are governed by Lakshmi, the giver of prosperity. Thus, these houses shall appear prominently in the combinations of wealth. Along with it, 2nd house is the house of accumulated wealth and 11th house is the house of gains or income and thus, these houses are equally important in the matters of wealth. 12th signify the house of loss and its involvement in the combinations show loss of wealth. Let’s see what Bhavartha Ratnakara have to say in these matters of wealth:



If the there’s a parivartana between the 2nd and 5th lords or the 2nd and 11th lords, the native earns a lot. This is also true for the placement of the 5th and 9th lords in their own houses.
Here the author talks of the association of the lord of wealth (accumulated), i.e., 2nd lord, with
either the 5th house (Trine) or the 11th house (gains), the native earns a lot of money. This to note here that while 9th house shows past, the 5th house shows the future. Since the author talks of involvement of the 5th lord, the native shall "Earn" the wealth with his own effort and not inherit from his Father (lineage), as signified by the 9th house. In the subsequent line, the author speaks of the strength of the 5th and 9th houses, the key houses of blessings of Lakshmi.

If the lords of 2nd and 11th are associated with lords of the 5th and 9th, dhana yoga results.
Here the author reiterates the same concept, just to give emphasis on the association of the houses of wealth and gains with the houses representing the blessings of Lakshmi. Various combinations can be possible by the association with the 2nd and 11th lord with 5th and 9th house. However, in my humble opinion, association of 2nd lord with 5th and 9th lords or houses are more important that 11th lords association with the 5th and 9th lords (the houses are given lower priority), in bestowing wealth to the native.

If the said planets (2nd and 11th) are associated with lords other than the 5th and 9th, no dhana yoga results; however, the native does enjoy moderate wealth.
This statement is particularly important; as this states that in the absence of any dhana yoga, the person would not suffer penury and shall have riches based on the inherent strength of the 2nd,
11th, 5th and 9th houses. The person shall have moderate wealth and can make a comfortable living out of it as long as there is no association of the houses of wealth with "BAD" houses (which we shall discuss in the combinations for penury).

There’ll be loss of wealth if the 12th lord associates with the 2nd and 11th lords.
12th is the house of losses and association of the 12th lord (vyayesha) with the lords of the 2nd and 11th lords, shall cause loss of wealth. However, this cannot be interpreted as lack of wealth. This can be interpreted as the native shall earn wealth based on the association of the lords of the houses of wealth (2nd and 11th) with the houses of blessings of Lakshmi (5th and 9th) or their inherent strength, however, the native has to face losses on unexpected ventures as indicated by the 12th house or 12th lord.

It’s always fortunate for Jupiter to associate with the 2nd lord and Mercury.
Here the author brings in the influence of the Karaka for wealth, Jupiter. It is known that if the karaka of a house is well placed of associate with the lord of the house of aspect the house, then

that particular signification of the house is enhanced. If Jupiter associate (conjunct, aspect, have exchange) with the 2nd lord (11th lord is left out, as accumulated wealth is under focus), the native is fortunate and can have good bank balance. Why Mercury is brought into picture is yet to be understood!
astro123
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Hello Rajat Sir

What if jupiter,the natural karak of wealth is the 12th lord ..eg for Capricorn Asc,jupiter is a first rate malefic ruling 3rd and the 12th houses...

thx
Beginner/Learner of Vedic Astrology
rajat.kapoor5

If the 1st, 2nd and 11th lords are in their own houses, a dhana yoga is formed
In the first stanza, the author talked of the stength of the 5th and 9th lords/ houses, whereby here he talks of the strength of the trine which was left out, i.e., the Lagna and the lord/ houses of wealth and gain. The purpose of seggregating these into two different places can be priority which the author gives for the strength of the combination to bestow wealth. In my humble opinion, the exaltation and other strengths (sthana bala in shadbala scheme) of the said lords shall also noteworthy to be studied in the context of Dhana Yogas.

If the 2nd and 11th lords are in the lagna, a powerful dhana yoga results
While in previous stanzas, the author speaks of the association of the 2nd and 11th lords with the trinal lords, namely 5th and 9th; in this stanza, he mentions the placement of the lords of wealth and gain together in the Lagna can also bestow a powerful dhanayoga. In my humble opinion, the combination can be extended to placement of the 2nd and 11th lord in 5th and 9th too. If one of the two of the 2nd and 11th lords are placed in the trine, then the combination is proportionately weakened. The placement of 5th or 9th lord in the houses of wealth and income, however has lesser consequences on the matters of wealth.


Yogada (The Yoga Givers)
Maharishi Parashara in BPHS discussed about some special lagnas such as Hora Lagna (HL) and Ghatika Lagna (GL) and said that matters related to financial prosperity and power/ status need to be respectively judged from these special lagnas. Whichever a planet comes into contact with these special lagnas, it becomes specifically capable to bestow prosperity on the native. The effect of the yogada can be felt during their vimshottari dasa, in the antar of another auspicious planet, related to the yogada. It is useful to find the intensity of the results, the yogadas can give. The following section gives different level of yoga giver, whereby the ones mentioned later become progressively stronger to bestow yoga on the native.

1. KARTA: If any planet becomes the lord of/ placed with/ aspects the Lagna, Hora Lagna or Ghatika Lagna, then he becomes karta. Karta means the doer and thus, such planet can become the doer of different actions in the native's life to bring material benefits to the native related to the area implied by the associaton. If the association is with the Lagna, then there is self development, if Hora Lagna, then improvement in financial prospects and if the association is with the Ghatika Lagna, then there is improvement in power, authority and status of the native.

2. KEVALA: Kevala means the exclusive one. If the subhapati (Moon sign lord) becomes the Karta, then he takes up the role of a Kevala and gives great material prospects. This is because, the subhapati has the responsibility to provide the materials for sustenance in this world and as it becomes Karta, its ability to bestow material gains increases substantially.

3. YOGADA: If any planet simultaneously aspects, conjoin, owns the Lagna and Hora Lagna/ Ghatika Lagna, he becomes Yogada. Alongwith the ownership of the signs of Lagna/ HL/ GL, ownership of 7th from these signs can also be considered. Yogada is comprised of Yoga and Da, which means material prospects (yoga) giver (da). The association with HL bestow financial gains and hence such yogada is known as Dhana yogada and association with GL gives power and status and hence such yogada is knows as Raja yogada.

4. KEVALA YOGADA: If the subhapati (Moon sign lord) becomes a yogada, he is specifically equipped to give financial gains or status and hence known as Kevala Yogada (exclusive giver of prosperity).
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5. MAHA YOGADA: If a planet simultaneously aspects, placed in or own Lagna, HL and GL (or seventh from them), then he becomes Mahayogada. The Mahayogada in its dasa bestow excellent prosperity in the antarof an auspicious planet (related to the yogada by aspect, conjunction or exchange).

6. KEVALA MAHA YOGADA: This planet has the highest capacity to bestow prosperity to a native. During the dasa of such planet, the person can rise from riches even from rags. Whenever the subhapati becomes the mahayogada, it is called the kevala mahayogada.





Section II: Sudasa

C A L C U L AT I O N O F S U D A S A
Direction of dasa
The direction of counting dasa is based on whether Sri Lagna (SL) is in an odd sign or an even sign. If SL is in an odd sign, the counting is zodiacal and vice-versa. However, if Saturn is present in the Lagna the direction is always zodiacal, while Ketu’s presence in the Lagna reverses the direction.

This rule also applies to reckoning panaphara and Apoklima too, which are to be used in finding out the sequence of dasa.

Sequence of Dasa
First four dasas belongs to kendra from the SL. Among the four Kendras, the strongest one initiate the dasa and the subsequent dasa continue zodiacally or anti-zodiacally based on the direction of the dasa identified in the previous steps.

The next four dasa belong to Panaphara from the SL and initiated by the strongest of the Panapharas. The next set of four dasa belong to Apoklima from the SL and initiated by the strongest of the Apoklimas. Reckoning of the panapharas and apoklimas are also governed by the direction of dasa given above.

Strength of signs
The strengths of signs are evaluated in a sequential manner. The subsequent steps of finding strength are only evaluated if the previous step fails. The steps are as follows:
1. The sign containing more planet is stronger
2. The sign conjoined with or aspected by more of Jupiter, Mercury and the lord is stronger.
3. The sign containing exalted planet is stronger than others.
4. The sign whose lord is in a sign of different oddity (odd/ even) is stronger than the one whose lord is in sign of same oddity.
5. The sign whose lord is more advanced in a sign is stronger. For the nodes, the advancement is seen from the end of the sign. For Aquarius and Scorpio, stronger of the dual lords are to be considered.


Stronger of lords (for Aquarius and Scorpio)
Rule 1: If one of the lords is placed in own sign and the other is placed elsewhere, the lord placed elsewhere is considered stronger.

Rule 2: If both lords are placed elsewhere, the stronger of the two signs, where they are placed, will be considered. The rules of strength of signs are given above.
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Rule 3: If the signs occupied by the lords are of equal strength, then the lord more advanced in the sign is considered stronger.

Length of signs
1. If the dasa sign is odd footed, the counting is zodiacal and vice-versa. Odd footed signs are three signs counted from Aries and Libra, viz., Aries, Taurus, Gemini, Libra, Scorpio and Sagittarius. Rests are even footed signs.

2. Count from dasa sign to the lord of the sign in the direction mentioned above. Consider the stronger lord of the sign for Scorpio and Aquarius.

3. Subtract one from the length in the above step. Further add one to it if the lord of the dasa sign is exalted and subtract one from it if the lord is debilitated.

4. If the dasa sign is occupied by the lord of the sign, then the length of the dasa is 12 years.

Dasa remaining for 1st dasa
Find the fraction of arc remaining to be traversed by the SL. Prorate the length of the first dasa with the remaining fraction of SL. For example, if 10deg arc remains to be traversed by SL in a sign and the length of the dasa of the first sign is 6 years. The dasa remaining for the 1st dasa is
10/30 * 6 = 2 years.

I N T E R P R E TAT I O N
During a particular dasa, the results can be read from following factors:
1. Placement of the lord of the dasa and its involvement in any yogas.
2. Planets placed in the dasa sign and the yogas forming in the sign.
3. Planets aspecting the dasa sign.
4. Placement of the dasa sign or the lord from Arudha Lagna (AL). Placement in the quadrant gives consolidation of the fortune, while trine and 11th gives growth. Dusthanas from the AL (more specifically 12th) can be detrimental to finances.
5. Bhava arudhas falling in the sign. The bhava whose arudha falls in the dasa sign prospers, if not under any adverse yogas.
6. Placement of HL, GL and Yogadas in the dasa sign is specifically important for finances.

PS: Case studies tomorrow.
rajat.kapoor5

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