I am in heavy debt since last 3-4 years (since sep-2007). I invested heavily in stock market ,initially got some very good return but later lost all of it.I am also very much spendthrift. I sort of don't have any tension about it but it is affecting my family members. so can someone please analyze my chart and let me know when will my good time (financially) come. Also , which gemstone can I wear ? I want to wear neelam. Will it be benificial?
DOB: 10-APRIL-1983
Time : 03:45 am
Place : Washim ,Maharashtra
Country : India
Also if someone can throw light on the following points :
1) I have exalted retro Saturn in 9th house, is it good or bad. I am learning astrology and found that Aquarius asc can wear Neelam, however found many conflicting theories for exalted retro planets , stone for lord of 12th etc.
2) I also came to conclusion that as saturn is lord of my 12th house , it is the cause of loss. Will I be in debt for life time
Thanks,
Vjay




