Please Advise on this ultimate Misery

[panch]

Hi Astrologers,

I was leading a very happy life as a child until my 17 years of age with my father, mother and younger sister in foreign land. During year 2002, my fathers suffers an accident where he almost lost life, but miraculously returned to us with major fracture of bones. Following to this incident he lost his job, I had to go very far away from home for higher studies and experienced major lonliness, dad tried to start a business and all the money got cheated. It was a major crisis financially with no stability at all.
But by the year 2010 things became stable by dad doing another business with satisfactory profit and us starting to lead a good life again.
Year 2012 I got married, and things started getting haywire without anybody of us family members knowing about it.
Today my family consists of my father, mother, my husband, me, my 2 kids, my sister, her husband and baby.
Our conditions as of now:
My father has lost everything. His business, all his money, his house, all property in his name and my mother's name. Is staying alone with nobody to support and out of public eye.
Mother is abroad and lost her travel documents and is trying to reach near dad since past 4 months.
Sister's baby got a rare deadly disease which got cured but repeated again (possibility of rare disease repeating is rarest of rarest case).
My husband and me are financially suffering too much. For past one year we had soo many expenses and all are accumulating like hell. My 3.5 year old son still doesn't talk at all, and due to financial troubles we are not even able to put him in a good school or take him for speech therapy, since we are abraod and expenses for these are unimaginable.
Is all these sufferings due to problems in our horoscopes or due to some black magic practices anybody must be doing against us?
Birth details:
Father:
7th sep 1953
11.55 pm 76'46 E 8'39 N
Mother:
28 March 1963
2.00 am 76'46 E 8'39 N
Me:
28 June 1984
4.45 pm 55'48 E 24'7 N
Sister:
20 Feb 1989
12.30 pm 55'48 E 24'7 N

Please advise on remedies.

[panch]

I wish if anybody could look into this post and suggest remedies for some relief.