Are these yogas really there?

[shreekumar]

hi there everyone. it was nice to learn about this forum and i just joined recently.i am learning about astrology and i recently saw a jyotish astrologer in my country.and he mentioned these yogas i had in my chart.

i was born in 2nd of november 1985 12:26 AM (after midnite) in singapore
Cancer ascendent , moon in 11th house of taurus

Neecha Banga Raja Yoga
(Surya debilitated but has neecha bangam)
(Shukra debilitated but has neecha bangam)
(Guru debilitated but has neecha bangam)

Lakshmi Yoga
(Both Lagna Lord and 9th Lord strong & 9th Lord in Lagna Kendra)

Parvatha Yoga
(Lord of Lagna and Lord of 12th house in mutually kendra position)

Are these true for me? And what are the effects of them if they are?

[revribhav]

There is a negative one you forgot
It is kemadruma
and since moon is lord of ascendent
despite exaltation despite aspect of jupiter
you may feel being helpless just like someone puts a sudden break